Getting beach-ready isn’t the only exercise you should be doing this summer – flexing your saving muscles should be a priority too. With party season well and truly upon us, it can seem like it’s impossible to not overspend. Saving for a home loan? Well done – you’ve made a great choice for your family’s …
Home loan deposits – they’re the first step to owning your own kingdom. But saving for a home loan deposit used to be a lot simpler – cut out a few luxuries, hammer down on your debts, and go hard with the monthly savings. But now? Those looking for their happily ever after will have …
Did you know that if you take out a mortgage, your lender could unexpectedly raise the interest rate? One month you’re happily paying off 4.10% on a $600,000 home loan, and the next month your bank informs you they’re increasing the rate to 4.30%. Merry Christmas everyone! Sounds like a modest figure, right? But the …
Sydney property prices – what a subject. It seems that almost everyone has an opinion on them, but no one seems to be too certain about which direction Sydney property growth is headed in. Some major economists and news media say property in Sydney has hit its peak, and the housing market in 2016 is …
Got your credit score in order? Check! Saved for your home loan deposit? Check! Filled in your mortgage application, and found the right home for you? Double check! With all those milestones crossed off your list, you’re likely ready to march straight through those six panel wooden doors and make yourself at home, correct? Well, …
Would you exchange keys with your partner, instead of rings? Well, why not? Stop right there. If you’re thinking “Hey, I’m not ready for this marriage thing, so let’s just shack up somewhere out West as a trial and see how we go, yeah?”, then please bookmark this post, glue it to your eyelids and …
Found your dream home within a decent price range? When you’re thinking about how to make an offer on a property, it can be hard to know where you start. Know this: making on offer on a property is a game of negotiations, and each party wants what’s best for them. Know how to work …
You’ve found the perfect property to buy, but the owners are having an auction. Gulp! Not sure of your next move? Thinking of finding a private sale instead? There’s pros and cons for homebuyers for both private sales and auctions. With a private sale, you make an individual offer to a real estate agent. They …
There’s only one person who knows if you’re ready to buy a home and stop renting. You. Does any of this sound familiar? You’re sick of saving for someone else’s retirement fund Every week or calendar month, you’re putting aside hundreds of dollars, maybe even up into the thousands, just to fill someone else’s bank …
There’s one word in the English language which I believe we need to kill off, once and for all. It’s not ‘fleek’, or ‘LOL’, or even ‘FOMO’, although those are due for a guillotining, too. I’m talking about the word ‘best’, a term often used to puff up a vague statement or to stroke someone’s …