Refinancing

Common Reasons to Refinance

The single biggest reason for refinancing is to get a better deal. This is not restricted to a lower interest rate but can also be lower fees. It is important to consider the overall package being proposed.

Not only do lenders products change with time, but so do the products you qualify for. Your financial situation may have changed such as incomes, expenses or equity. These changes may allow to access to a better product.

We feel it is important to conduct a mortgage health check every two-three years to ensure you are getting the most out of your mortgage. This is all part of the Mortgage Guy service!

Unfortunately we sometimes don’t get the best customer service from our lender. Whatever the issue, there is plenty of competition so we don’t have to put up with bad service.

Changing lender is usually fairly painless procedure and can yield dramatic results.

Things change. At the moment, money could be tight, or you have a surplus. You have two incomes where before you had one. It is easy to make our mortgage change with us.

Part of our mortgage health check ensures that you have the flexibility you need at this point in your life. Some of the things we can help with:

• Lower repayments to help through tight times
• Extra payments to get ahead when you can
• Split the loan into different components for many different reasons
• Offset or redraw capabilities to help get ahead without being restricted

Learn More..