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Category Archive for: ‘Mortgages’
Don’t keep your home as an investment property

Looking to turn your current home into a cash cow? I don’t want to come across all doom and gloom here, but there are a few crucial reasons why turning your home into an investment property might not be right for you. Here are three things to consider before you make your move in the …

How to refinance a mortgage

I like to think I’m a fairly positive person, so what I say next might contradict that. Owning a home is not a walk in a park. Scrap that – being a self-sufficient adult is not a walk in the park. I know that when you turn on the TV or walk down to Westfield, …

My 4 top tips for buying a home on a single income

I know what you’re thinking – “Don’t you have to be earning six figures to be able to afford to buy a house in Sydney? Not everyone is a hot-shot lawyer, Andrew! I’m as middle class as the next Opal Card-wielding professional!” And to that I say, yes, it’s true that CoreLogic RP Data reported …

How to be a guarantor?

Here’s a sobering thought: In October last year, the Housing Industry Association released a report that found it’s almost impossible to buy a home in Sydney on your own. In fact, the average Sydney mortgage needs 1.74 average adult wages in order to service the cost of a median-priced home in Sydney. Which, by the …

The secret to affording stamp duty in Sydney

You might have heard the term stamp duty at your mortgage broker’s office – but do you understand the guts of it? In this post I’m going to break it down stamp duty easily for you. I’ll show you how you can make your stamp duty more affordable, so that you can save your hard-earned …

Risks of Buying Off the Plan

Remember when the Harry Potter films came out, and everyone got angry because film Hermione was prettier than book Hermione? Or when the government said we’d have NBN by the end of 2012, and it’s now the end of 2015 and still no NBN? How about that time you paid for express post, but your …

Property settlement tips for first homebuyers

Got your credit score in order? Check! Saved for your home loan deposit? Check! Filled in your mortgage application, and found the right home for you? Double check! With all those milestones crossed off your list, you’re likely ready to march straight through those six panel wooden doors and make yourself at home, correct? Well, …

Happily ever after? Buying a house with your partner

Would you exchange keys with your partner, instead of rings? Well, why not? Stop right there. If you’re thinking “Hey, I’m not ready for this marriage thing, so let’s just shack up somewhere out West as a trial and see how we go, yeah?”, then please bookmark this post, glue it to your eyelids and …

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