As a Sydney mortgage broker, I’m of the mind that a home just shouldn’t look good – properties for sale are to suit a purpose. Which isn’t entirely a ground-breaking statement, but with so many people buying off the plan, I need to emphasise that a home has a job to do. Whether that’s to …
Looking to turn your current home into a cash cow? I don’t want to come across all doom and gloom here, but there are a few crucial reasons why turning your home into an investment property might not be right for you. Here are three things to consider before you make your move in the …
I like to think I’m a fairly positive person, so what I say next might contradict that. Owning a home is not a walk in a park. Scrap that – being a self-sufficient adult is not a walk in the park. I know that when you turn on the TV or walk down to Westfield, …
I know what you’re thinking – “Don’t you have to be earning six figures to be able to afford to buy a house in Sydney? Not everyone is a hot-shot lawyer, Andrew! I’m as middle class as the next Opal Card-wielding professional!” And to that I say, yes, it’s true that CoreLogic RP Data reported …
Here’s a sobering thought: In October 2015, the Housing Industry Association released a report that found it’s almost impossible to buy a home in Sydney on your own. In fact, the average Sydney mortgage needs 1.74 average adult wages in order to service the cost of a median-priced home in Sydney. Which, by the way, …
Remember when the Harry Potter films came out, and everyone got angry because film Hermione was prettier than book Hermione? Or when the government said we’d have NBN by the end of 2012, and it’s now the end of 2015 and still no NBN? How about that time you paid for express post, but your …
Home loan deposits – they’re the first step to owning your own kingdom. But saving for a home loan deposit used to be a lot simpler – cut out a few luxuries, hammer down on your debts, and go hard with the monthly savings. But now? Those looking for their happily ever after will have …
Got your credit score in order? Check! Saved for your home loan deposit? Check! Filled in your mortgage application, and found the right home for you? Double check! With all those milestones crossed off your list, you’re likely ready to march straight through those six panel wooden doors and make yourself at home, correct? Well, …
Would you exchange keys with your partner, instead of rings? Well, why not? Stop right there. If you’re thinking “Hey, I’m not ready for this marriage thing, so let’s just shack up somewhere out West as a trial and see how we go, yeah?”, then please bookmark this post, glue it to your eyelids and …
You know the drill when filling in a form: it’s a tiresome process with a seemingly endless line of interrogative questions. How much do they really need to know about you? Your place of work? Your income? Favourite TV show? Dog’s name? The first street you grew up on? When will the questions and the …