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Andrew Evans

I’m that Mortgage Guy! Focused on helping Australian families score their dream homes. I love helping people with home loans and investing!

Top 5 Sydney real estate lies

Sydney real estate – it’s a jungle out there. Sydney property prices are higher than ever and so is demand, and real estate agents know this. I’m not saying all real estate agents have some secret agenda. But like with any industry, there are a few sour apples ruining the rest of the crop. But …

How to be a guarantor?

Here’s a sobering thought: In October 2015, the Housing Industry Association released a report that found it’s almost impossible to buy a home in Sydney on your own. In fact, the average Sydney mortgage needs 1.74 average adult wages in order to service the cost of a median-priced home in Sydney. Which, by the way, …

What does my rates notice mean?

So you’ve received your first rates notice from your local council in Sydney – now what? If you’re confused about who sets these rates, what they mean and how they calculate all of those obscure numbers, read on and wonder no more. What are council rates? When you buy a house in Sydney, you pay …

Sydney’s top 5 annoying neighbours and how to avoid them

Neighbours – everybody needs good neighbours, or you’ll have a whole lot of domestic drama on your hands. And that’s no way to begin your new life in your first home. Here are just five of Sydney’s neighbours that’ll raise your eyebrows and get your eyes rolling. The upstairs percussionist Where you’ll find them: In …

Successful negotiation tips for first homebuyers

Buying your first home comes with a wealth of stability for a growing family. But here’s a fair piece of advice: you can’t get in over your head, especially so early in the game. That’s called mortgage stress, and back in 2012 the Australian Bureau of Statistics found that 3 in 10 households were financially …

Quick & Easy Buying a House Checklist

Buying your first home is such an exciting time – and I should know! But before you start shopping around for your very own castle, glue this message to the inside of your eyelids: That seems like a crazy statement to make! Surely it’s the first thing you should consider when house hunting in Sydney, …

Brand new houses for sale in Sydney

Homes go on sale all the time in Sydney, but what about brand new houses for sale in Sydney? And brand new means exactly that – homes that have never been lived in before by anyone else. There’s a huge appeal in buying an art deco fixer-upperer in the eastern suburbs of Sydney, but if …

When will Sydney property price growth slow down?

There are plenty of doomsday reports about Sydney property price growth falling – but fear not! Every property market has its ups and downs, which is why it’s called the property market cycle. Way back in the 80s, Sydney first homebuyers were saying a similar thing – “Can Sydney property price growth get any more …

Risks of Buying Off the Plan

Remember when the Harry Potter films came out, and everyone got angry because film Hermione was prettier than book Hermione? Or when the government said we’d have NBN by the end of 2012, and it’s now the end of 2015 and still no NBN? How about that time you paid for express post, but your …